Hariani, Mila, Rahayu Mardikaningsih, and Fayola Issalillah. 2026. “AI Utilization, Digital Competence, and Employee Performance: A Simultaneous Model in Service Companies”. JIPO : Journal of Industrial and Organizational Psychology 2 (1): 9-16. https://jipojournals.id/index.php/jipo/article/view/21.